WHY: To help you evaluate the value of our services and make an informed decision about hiring our firm.
WHAT: A FREE retirement and tax assessment. We will show you how to improve your retirement and reduce your tax bill before paying us a single dollar in fee's.
WHO: Diligent savers over age 50 who have accumulated investments & retirement assets of $500,000 or more (excluding real estate).
Your Free Retirement Assessment
Initial Phone Meeting
A 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn't see a podiatrist if you needed heart surgery.
If we aren’t the right financial services firm to help you, we will happily point you to the right expert for your unique needs.
First Office Meeting
The next step is a meeting with our team (in our office or via Zoom). During this one-hour meeting, our team will get crystal clear on your financial goals, needs, and concerns.
Like a doctor, its important to diagnose before we prescribe.
Your answers to our four critical questions, along with the documents you provide, will guide our analysis. This will result in plain-English answers to four critical questions.
Based upon a decade of experience, countless hours of training and mentoring by the industry’s top experts, our analysis will answer the following four critical questions:
- Can you afford to retire?
- Are you overpaying your taxes?
- Can your portfolio be improved?
- Can you eliminate, or at least reduce threats to your retirement?
This analysis will allow us to prepare your Retirement Assessment
Second Office Meeting
With your Retirement Assessment complete, we will have a second meeting (in person or virtually via Zoom) to review our findings and recommendations.
In plain English we will explain exactly what you need to do to achieve your financial goals, including the answers to the four questions we asked during our analysis.
At the end of this meeting, we will ask if you would like to begin working with our firm or if you would like to sleep on it.
Becoming A Client
Prior to the onboarding meeting, we will give you a detailed explanation of our new client onboarding process and answer any remaining questions and concerns.
During this first client onboarding meeting, we will prepare and finalize the paperwork for you to become a client.
Think About It
We are looking for long-term client relationships, not a quick transaction. We know you may need some time to make a decision regarding working together. Prior to deciding, you will want to answer the following:
- Do I like/trust/respect the team at Gudorf Financial?
- Will the benefits they provide exceed their cost?
- Do I understand and agree with their investment philosophy?
- Do their recommendations make sense to me?
We will follow-up within a few days to determine how you would like to move forward. If you decide we are not a good fit we will help you find someone who is. There will never be a hard sell.
Step #1: Schedule a 15 Minute Phone Call
How Do I Know If I'm a Good Fit?
We focus on retirement planning and provide the greatest value to:
- Individual's 50 and over who are retired or want know they have the ability to retire one day.
- Diligent savers who have accumulated investment and retirement assets of $500,000 or more.(excluding real estate)
- People who want to delegate your retirement planning and investment management concerns to an expert.
Still Have Questions?
We are a fee-based financial services firm, which means our only compensation comes from the services we provide to you. We do not get paid any commissions, kickbacks, "trails", or any other fees other than from the fees we charge you. We believe this is the fairest form of compensation and aligns our interests with yours.
Yes. We are held to the fiduciary standard, which means we have to act in your best interest regardless of the compensation we receive. We are legally, ethically, and morally required to act in your best interests at all times. Even if we were not legally obligated to act in your best interests, we believe it's the right thing to do.
We believe in passive investment management. We don't believe that you can beat the market, but we think that you are entitled to get market rates of return. We believe in keeping your investment fees as low as possible, harvesting losses when applicable, and rebalancing when appropriate.
We believe you you should focus on the things you can control, like how much risk you want to take, using compounding growth to its full potential, and minimizing your taxes.
We are retirement planning experts who specialize in people who are retired or very close to it (typically five years or less). This allows us to tailor our services and expertise to the unique needs of retirees. While our clients would hardly consider themselves to be "rich", thanks to a lifetime of diligent saving and frugal living , they have accumulated a retirement nest egg of $500,000 or more.
Financial planning is an ongoing process of gathering information on your finances and current tax laws, then looking at the variables that affect outcomes (such as inflation, early/late retirement, career changes), and seeing which which decisions have the most potential to improve the outcome. We work through this with clients on an ongoing basis, providing education and advice that they can continuously help them make decisions to increase their wealth.
Step #1: Schedule a 15 Minute Phone Call
This phone call will give us both a chance to make sure your situation matches our expertise.