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Get Your Free Retirement Assessment

WHY: To help you evaluate the value of our services and make an informed decision about hiring the firm.

WHAT: A FREE retirement and tax assessment. We will show you how to improve your retirement and reduce your tax bill before paying us a single dollar in fees.

WHO: Diligent savers over age 50 who have accumulated investments & retirement assets of $500,000 or more (excluding real estate).

No Commitment or Cost

We want you to know exactly how we can help you before you pay us a single dollar in fees.

4 Critical Questions

You will finish with answers to the four biggest questions about your retirement.

 20-Minute Call

The very first step is a 20-minute phone call with one of our financial planners.

Get Started 

Step 1: 

Initial Phone Meeting

A 20-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn't see a podiatrist if you needed heart surgery.

If we aren’t the right financial services firm to help you, we will happily point you to the right expert for your unique needs.

Schedule a 20-Minute Phone Call

First Office Meeting Dayton, OH Gudorf Financial Group, LLC

Step 2: 

First Office Meeting

The next step is a meeting with our team (in our office or via Zoom). During this one-hour meeting, our team will get crystal clear on your financial goals, needs, and concerns. 

Like a doctor, it's important to diagnose before we prescribe. 

Our conversation, along with the documents you provide, will guide our analysis. This will result in plain-English answers to four critical questions. 

Our Analysis Dayton, OH Gudorf Financial Group, LLC

Step 3: 

Our Analysis

Based upon a decade of experience, countless hours of training and mentoring by the industry’s top experts, our analysis will answer the following four critical questions:

  • Can you afford to retire?
  • Are you overpaying your taxes?
  • Can your portfolio be improved?
  • Can you eliminate, or at least reduce threats to your retirement?

This analysis will allow us to prepare your Retirement Assessment.

Second Office Meeting Dayton, OH Gudorf Financial Group, LLC

Step 4: 

Second Office Meeting

With your Retirement Assessment complete, we will have a second meeting (in person or virtually via Zoom) to review our findings and recommendations.

In plain English, we will explain exactly what you need to do to achieve your financial goals and includes the answers to the four questions we asked during our analysis. 

At the end of this meeting, we will ask if you would like to begin working with our firm or if you would like to sleep on it.

Becoming a Client Dayton, OH Gudorf Financial Group, LLC

Step 6: 

Becoming A Client 

Prior to the onboarding meeting, we will give you a detailed explanation of our new client onboarding process and answer any remaining questions and concerns.

During this first client onboarding meeting, we will prepare and finalize the paperwork for you to become a client.

Think About It Dayton, OH Gudorf Financial Group, LLC

Step 5:

Think About It

We are looking for long-term client relationships, not a quick transaction. We know you may need some time to make a decision regarding working together. Prior to deciding, you will want to answer the following:

  • Do I like/trust/respect the team at Gudorf Financial?
  • Will the benefits they provide exceed their cost?
  • Do I understand and agree with their investment philosophy?
  • Do their recommendations make sense to me?

We will follow up within a few days to determine how you would like to move forward. If you decide we are not a good fit we will help you find someone who is. There will never be a hard sell. 

Step #1: Schedule a 20-Minute Phone Call

Click here to Schedule

How Do I Know If I'm a Good Fit?

We focus on retirement planning and provide the greatest value to:

  • Individuals 50 and over who are retired or want to know they have the ability to retire. 
  • Diligent savers who have accumulated investment and retirement assets of $500,000 or more (excluding real estate).
  • People who want to delegate their retirement planning and investment management concerns to an expert.

Still Have Questions?

How are you compensated as an advisor?

We are a fee-based financial services firm, which means our only compensation comes from the services we provide to you. We do not get paid any commissions, kickbacks, "trails", or any other fees other than the fees we charge you. We believe this is the fairest form of compensation and aligns our interests with yours.

Are you held to a fiduciary standard of care at all times?

Yes. We are held to the fiduciary standard, which means we have to act in your best interest regardless of the compensation we receive.  We are legally, ethically, and morally required to act in your best interests at all times. Even if we were not legally obligated to act in your best interests, we believe it's the right thing to do.

What is your investment philosophy or style?

We believe in passive investment management. We don't believe that you can beat the market, but we think that you are entitled to get market rates of return. We believe in keeping your investment fees as low as possible, harvesting losses when applicable, and rebalancing when appropriate.

We believe you you should focus on the things you can control, like how much risk you want to take, using compounding growth to its full potential, and minimizing your taxes.

Do you have clients similar to my age or stage of life?

We are retirement planning experts who specialize in people who are retired or very close to it (typically five years or less). This allows us to tailor our services and expertise to the unique needs of retirees. While our clients would hardly consider themselves to be "rich", thanks to a lifetime of diligent saving and frugal living, they have accumulated a retirement nest egg of $500,000 or more.

If I hire you, what should I expect?

Financial planning is an ongoing process of gathering information on your finances and current tax laws, then looking at the variables that affect outcomes (such as inflation, early/late retirement, career changes), and seeing which decisions have the most potential to improve the outcome. We work through this with clients on an ongoing basis, providing education and advice that they can continuously help them make decisions to increase their wealth.

Step #1: Schedule a 20-Minute Phone Call

This phone call will give us both a chance to make sure your situation matches our expertise.

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